Mortgage Resources

Featured Articles

Maximizing Your Home Equity

Homeownership comes with many advantages. Explore three ways to maximize your home equity: Home Equity Line of Credit (HELOC), Home Equity Loan (HELOAN), and Cash-Out Refinance.

Understanding Down Payment Assistance Programs

Down Payment Assistance (DPA) programs offer significant benefits to homebuyers and can be the key to building wealth through homeownership, while keeping savings intact for future expenses.

Higher Loan Limits Increase Homebuyer Purchasing Power

New FHA and conforming loan limits have increased in 2025, increasing homebuyer purchasing power in the current market.

How Appraisals Work

Appraisals play a vital role in determining the value of a property, and they help ensure that the investment you’re making is a smart decision for both you and your lender.

What the Fed’s Rate Cut Means for Mortgages

When the Federal Reserve cuts rates, many assume that mortgage rates will follow suit. In this article, we’ll look at the relationship between the federal funds rate and mortgage rates and the potential outlook for both.

What Is A Rate Float Down?

Lower payments, peace of mind, and added flexibility make a rate float down an attractive option. In this article, we’ll explain what a rate float down is and how it could benefit you in your homebuying journey.

Five Things You Need to Know About Changes to Realtor Commissions

Here are five key takeaways from the NAR settlement that changed how Realtor commissions are listed and the effects on future real estate transactions.

What Do Lower Rates Mean For You?

What do lower rates mean for you as a homeowner, homebuyer, or home seller? In this article, we’ll dive into how interest rate cuts could benefit you.

Debunking Common Mortgage Myths

Join us as we debunk some of the most common mortgage myths and provide you with the facts you need to make informed decisions on your path to homeownership.

Understanding Seller Concessions and Incentives

Understanding seller concessions and other incentives could greatly benefit you when purchasing a home. Read on to learn more about these seller-paid contributions.

How to Read Your Closing Disclosure

Learn how to read your Closing Disclosure, including all the final details about your mortgage like the loan terms, monthly payment, and how much you owe in fees and closing costs.

Your Guide to A Stress-Free Moving Day

Moving can feel overwhelming, but it doesn’t have to! Whether you’re moving across town or across the country, these helpful tips will make your move as seamless as possible.

Upgrade Your Backyard with A HomeStyle Lite Pool Loan

With one set of closing costs and a streamlined process, the HomeStyle Lite Pool Loan is a great solution for current and aspiring homeowners who are looking to elevate their backyard.

Understanding the Changes to Realtor Commissions

Recent developments within the National Association of Realtors (NAR) are expected to make commissions more transparent and competitive. Continue reading to learn more.