Joint Ventures

Let Your Business Soar With a Joint Venture Partnership

Contact us today to find out how we can increase your sales and build a profitable joint venture for you.

Let Your Business Soar With a Joint Venture Partnership

Contact us today to find out how we can increase your sales and build a profitable joint venture for you.

Unlock Your Full Potential

When you choose FBC Mortgage as your joint venture partner, we’ll work together to grow your business and expand your potential. You’ll be provided with:

  • Seasoned in-house lending team who will adjust to your specific needs
  • New vertical to increase revenue stream
  • Simplified servicing for your clients, strengthening your brand positioning and market saturation
  • Increased control over backlogs
  • Experienced leadership team with proven proficiency in building successful ventures quickly and expertly
  • Exceptional capital resources and financial stability
joint venture fbc mortgage llc

Sell More Homes With Our Builder Forward Commitment Program

Increase your new home sales through the utilization of our forward commitment program. Lock in rates for an extended period, eliminating market risk and establishing stability and certainty in an ever-changing market. Learn more about how you can offer your customers peace of mind regarding home affordability without reducing sales prices.

We get the job done

Our expertise in mortgage joint ventures will set you up for success. We provide you with seasoned leadership, industry-leading technology, extensive loan product options and exceptional client service – in short, everything you need to run a profitable mortgage venture.

About FBC Mortgage

  • FBC Mortgage is a leading national independent mortgage banker with over 18 years of experience and a passion for customer service.
  • We originated $7.5B in 2023 across all business channels, which makes us a Top 20 nationally-ranked lender.
  • A large percentage of our total mortgage origination is from builder referrals through one of our many partnerships.
  • With a presence nationwide, we collaborate with over 140 home builders. These builder partners have confidence in our products, operational methods, and systems, recognizing them as the factors that set us apart in delivering exceptional service to their clients.

Year of Foundation


Licensed States




Loans Funded

Tools of the Trade

At FBC Mortgage we strive to support our joint venture partners in every aspect of the mortgage process. Our team will provide you with the means to implement and operate a profitable mortgage venture, leading to a more simplified home buying experience for your clients.

  • State of the art, digital mortgage app that gives you and your customers visibility to loan activity 24/7! Receive push notifications and complete tasks from anywhere in the world.
  • AI powered underwriting process that can review and approve borrower documents based on seller guidelines on day 1 or 15 of the loan life cycle.
  • Full e-close process for borrowers with availability to preview and sign documents days before close, from the comfort of their home. (Remote notary depends on local jurisdiction requirements.)
  • Leverage local, regional, or national data to manage your business. From market analysis, bulk interest rate shock reporting, to robust KPI reporting, we offer our partners best in class business intelligence. 

FBC Mortgage has been the recipient of several prestigious awards since our inception, including:

  • Top 50 Mortgage Companies in America in 2022
  • Top Company for Working Families
  • Best in Loan Delivery
  • Outstanding Small Business
  • 4.8 out of 5 star rating on Rate Your Lender, with over 13,000 reviews from our past customers
  • Orlando Business Journal’s Best Places to Work
  • Our loan originators have access to an excellent variety of loan products including conforming, conventional, non-conforming, non-QM, Jumbo, and government-insured products.
  • We also offer more niche products to sharpen your competitive edge and fit your clients’ specific needs.
  • Our product desk is constantly evaluating the market and ensuring we have the latest offerings available to meet each of our clients’ needs.
  • Product offerings could include Jumbo Financing, HomeStyle & 203K Loans, FNMA HomeReady, FHLMC HomePossible, Down Payment Assistance, Extended Lock Programs, Foreign National Loans, Asset Depletion Programs, and Pool Escrow Programs.
  • Finance and Accounting
  • Compliance and Audit
  • HR/Compensation
  • Marketing
  • Capital Markets
  • Investor Management
  • Training and Continuing Education
  • Vendor Services
  • Data Analytics and Reporting
  • Post-Closing

Our Results Speak for Themselves

*Scenario is an estimate only and is based on a 640 FICO score on a 30 year (360 months) FHA fixed-rate mortgage at a sales price of $350,000 loan amount of $343,660, 96.5% LTV, rate of 4.50%, and APR of 5.259%, which would result in a principal and interest payment of $1,741. 4.50% rate is based on a builder paid forward commitment to buydown the market rate. 

**Scenario is an estimate and is based on primary residences only, 740 FICO score and a 2/1 buydown on a $400,000 purchase price with a Conventional 30-year agreement (360 months) fixed rate loan amount of $380,000 at 95% LTV. Year 1 (0-12 months) rate at 2.99%, APR of 5.223%, and monthly payment of $1,682; year 2 (13-24 months) rate of 3.99%, APR of 5.223%, and monthly payment of $1,894; and a year 3-30 (25-360 months) rate of 4.99%, APR of 5.223%, and monthly payment of $2,120. 4.99% rate is based on a builder paid forward commitment to buydown the market rate. Monthly payments are estimates and include principal, interest & PMI; actual payment obligation may be greater.