Homeownership comes with many advantages, including the ability to tap into your home’s equity. As your property value increases and you pay down your mortgage over time, you build equity…
Author: arouhana
Higher Loan Limits Increase Homebuyer Purchasing Power
New loan limits for FHA and conforming loans have increased in 2025. The Federal Housing Administration has increased FHA loan limits to $524,225 in 2025, up from $498,257 in 2024.…
What the Fed's Rate Cut Means for Mortgages
When the Federal Reserve cuts rates, many assume that mortgage rates will follow suit. But if you’re in the market for a home, you might have noticed that mortgage rates…
What Is A Rate Float Down?
In mid-September, the Federal Reserve cut the benchmark rate by 0.5%. The news has sparked renewed interest in the homebuying market. However, some potential buyers may still be hesitant, waiting…
Debunking Common Mortgage Myths
Navigating the world of mortgages can feel daunting, especially with so much misinformation floating around. Understanding the truth about common mortgage myths can save you time, money, and stress. Join…
How to Read Your Closing Disclosure
Reading your mortgage documents can be challenging due to the amount of information they contain, and the mortgage terminology used. One very important document you will come across at the…
